Need New Equipment? Finance It Now — Pay Over Time

Tri-State Mechanical Services Inc Now Offers Easy Financing Options for Commercial & Residential Clients!

Getting the heating, cooling, or ventilation system your home needs shouldn’t have to wait. At Tri-State Mechanical Services Inc, we believe comfort and safety are non-negotiable — and now, with flexible financing through FTL Finance, it’s easier than ever to get the equipment you need when you need it most.


✅ Why Finance With Us?

✔ Fast, simple approval
Apply online or in-person — no application fees, no credit card processing fees, and instant decisions in most cases.

✔ Flexible terms
Choose from a variety of plans, including:

  • Low monthly payments
  • 0% interest if paid within promo period
  • Terms up to 120 months

✔ Same As Cash Options

  • 90 Days6 Months, or even 12 Months with no interest if paid in full during the promotional period!

✔ No prepayment penalties
Pay off your balance early — and save even more.


💡 What Can You Finance?

Everything from new HVAC systems and ductwork to energy-efficient upgrades:

  • Furnaces
  • Air Conditioners
  • Commercial refrigeration systems
  • Rooftop HVAC units and ductwork
  • Heat Pumps
  • Mini-Split Systems
  • Indoor Air Quality Equipment
  • Smart Thermostats
  • And more!

Whether you’re replacing outdated equipment or dealing with an emergency breakdown, we’ve got your back — with financing plans designed to fit real-life budgets.


💲 Sample Monthly Payments

Here’s what your payments could look like:

Total Project Term Est. Monthly Payment
$3,500 36 months ~$130/month
$6,000 60 months ~$150/month
$10,000 84 months ~$175/month

Actual rates may vary. Subject to credit approval.

🔧 For Businesses: Avoid Downtime. Control Cash Flow.

From walk-in coolers to rooftop HVAC units, commercial equipment failures can disrupt your entire operation. With fast commercial financing, we help you:

  • Get systems replaced before they cause revenue loss

  • Spread costs over time with terms up to 120 months

  • Preserve your working capital and avoid budget bottlenecks

  • Choose Same As Cash options for up to 12 months interest-free


🔒 Trusted Partner: FTL Finance

We’ve partnered with FTL Finance, a trusted national lender specializing in home improvement projects. With transparent terms and excellent customer support, you’re in good hands from start to finish.


🎯 Ready to Get Started?

Don’t put off your comfort. Apply now or ask your technician for details at your next appointment.

👉 Call Now: 314-423-5555
👉 Apply Online: https://tristate-stl.com/financing
👉 Questions? Our team is ready to help.


🔧 Tri-State Mechanical Services Inc — Service You Can Trust

From expert installation to unbeatable support, we’re your partner in total home comfort. Now, with financing to match.